Even if you don’t live in the western parts of the United States, you may have seen the dramatic and awful fires in that part of the United States and wondered about your own fire insurance. One of the most important questions every homeowner and renter should know the answer to: Does my homeowner’s fire insurance coverage pay for damages caused by fire?
According to the National Fire Protection Association, an average of 358,000 house fires occur each year in the United States, resulting in thousands of deaths and injuries and billions of dollars of property damage.
Using your home fire extinguisher to quickly put out small fires or suppress flames until the firefighters arrive can keep your family and pets safe and keep costly property damage to a minimum. But, to safely and effectively use a fire extinguisher you should be aware of how to quickly assess the situation and the best actions to take if you are faced with a fire emergency. As a homeowner, you should take the time to establish a fire plan with your family, choose the right fire extinguisher for your home and learn how to use your home fire extinguisher.
In the US, Fire Prevention Week is observed every year during the week of October 9th in remembrance of the devastating Great Chicago Fire which began on October 8, 1871. During this time, school children across the country learn about fire prevention and fire safety and participate in fire drills. The National Fire Protection Association (NFPA) promotes education with its beloved mascot Sparky the fire dog whose motto includes, "Be aware. Fire can happen anywhere."
Quickly putting out a small fire or suppressing flames until firefighters arrive can save lives and prevent the destruction of property. As a homeowner, you need to ask yourself, "is my home equipped with the proper fire extinguishers and am I capable of using one?" To answer these questions, you will need to be informed about the individual fire extinguisher classifications and the best actions to take to avoid injury while protecting your family and property, should you be faced with a fire emergency.
During Christmas and other holidays, most people often decorate their houses with lights as one way of making the moment magical. Although it is not common, there is always a chance of fire outbreak during these celebrations. Statistics by the National Fire Protection Association shows that between 2011 and 2015, annual average responses due to fires started by Christmas trees were 200. The report further established the fires claim 6 lives, cause 16 injuries, and damage property worth $14.8 million per year. It has been established that well-watered trees are rarely involved in fires. However, using a dry Christmas tree comes with increased risk of fire outbreak. Here are some of the tricks you should consider to prevent Christmas tree and holiday decoration fires.
New homeowners should do all they can to prioritize safety. With all the hassle and excitement that comes with getting a new home, it is possible to forget some basic safety tips. Consider the following measures to avoid a disaster.
Before moving into your new house, have it professionally inspected. An inspection involves; checking the structural components of a house to ensure that it is safe for habitation. During inspection, the foundation is examined. It should be able strong, free of cracks and able to direct the flow of water away from your house. The roof is checked to ensure it is free of leaks and that shingles are functional and attached properly. The plumbing and wiring systems are also checked to ensure they are in good working condition.
Brilliant sky flowers, aka fireworks, create stunning pictures and are a traditional part of celebrating different holidays, particularly Independence Day. When handled by professionals, you get a beautiful view. When you put on your own pyrotechnic display, you also get some serious risks. The National Fire Protection Association has collected some sobering numbers about at-home fireworks. Did you know that:
Fire is rightly feared as one of the most devastating and potentially tragic incidents that can happen in the home. But fortunately, the most common causes of fire, such as those listed below, can usually be avoided by taking some simple precautions.
Every October, Fire Prevention Week reminds us to assess our risks and make our homes safer. Schools, fire departments, and community organizations promote fire awareness and prevention during Fire Prevention Week. It is also a great time for families to take stock of their fire safety, prevention and escape plan. October is the perfect time to focus on home fire awareness. According to the National Fire Prevention Association, most home fires are caused by heating, electrical, cooking or candle mishaps. The cooler temperatures and longer nights result in staying inside more and using more appliances.
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